Self-Invested Personal Pension contributions

Limiting the amount of contributions you can make each year which attract tax relief

Every year, you receive an allowance for making contributions into a Self-Invested Personal Pension. The Government sets this limit because your pension contributions are topped up with tax relief.

Making Self-Invested Personal Pension investments

Flexibility over where your money is invested to fit in with your overall investment strategy

Self-Invested Personal Pensions are likely to be most suited to experienced investors who are comfortable choosing and managing investments themselves. You need to have the necessary skills to invest your own pension fund, and you must remember that the value of investments can fluctuate, so you could get back less than you invested. 

Self-Invested Personal Pension tax relief

One of the most tax-efficient ways of saving for retirement

Self-Invested Personal Pensions are one of the most tax-efficient ways of saving for retirement, and you can invest up to the annual allowance for tax relievable pension contributions (currently £40,000). As always, please bear in mind that tax relief will depend on your individual circumstances, and tax laws may change.

Time to take control of your retirement planning?

Cover for A tax-free wrapper in which you hold a wide range of permitted investments you and your loved ones

Self-Invested Personal Pensions (also known as ‘SIPPs’) are being used by a rising number of private investors keen to take control of their retirement planning. First introduced in 1989, SIPPs have evolved into the favoured investment vehicle for individuals seeking more control and flexibility in their retirement planning.